Life is not that complicated. Why would anyone take something simple and complicate it is beyond me. Maybe you all love to make things so hard for yourselves and that becomes your excuse to not do anything at all. Adulting is hard is the newest saying that I see out there and my response DUH. What do you learn if everything is done for you or given to you? Does a child learn how to read if the teacher reads it to them all the time instead of helping them pronounce the letters that form the words? Life is an experience and it is worth it to learn and to grow. Going through hard times sucks but it prepares you for harder times ahead and makes you appreciate the easy times more.